The following table shows how larger families will have very little money available for housing costs under the Benefit Cap.
If the parent is a carer then potentially they will have even less money available for housing costs(around £32.60 per week less).
Tip - if someone in the household gets DLA then the Benefit Cap is avoided
Under Universal Credit the Cap will also affect owner occupiers.
|
Household composition |
Total personal allowance-weekly |
Amount left for housing costs/ max HB– weekly (£500 cap minus previous column) |
|
Couple + 1 child |
£193.96 |
£306.04 |
|
Couple + 2 children |
£259.09 |
£240.91 |
|
Couple + 3 children |
£324.22 |
£175.78 |
|
Couple + 4 children |
£389.35 |
£110.65 |
|
Couple + 5 children |
£454.48 |
£45.52 |
|
Couple + 6 children |
£519.62 |
-£19.62 |
|
Couple + 7 children |
£584.00 |
-£84.00 |
|
Couple + 8 children |
£649.00 |
-£149.00 |
|
Lone parent + 1 child |
£153.51 |
£346.49 |
|
Lone parent + 2 children |
£218.64 |
£281.36 |
|
Lone parent + 3 children |
£283.77 |
£216.23 |
|
Lone parent + children |
£348.90 |
£151.10 |
|
Lone parent + 5 children |
£414.03 |
£85.97 |
|
Lone parent + 6 children |
£479.17 |
£20.83 |
|
Lone parent + 7 children |
£544.00 |
-£44.00 |
|
Lone parent + 8 children |
£609.00 |
-£109.00 |